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Different lenders enforce various loan maximums, which inform how much gold you can pledge for a gold loan. Many lenders have loan limits ranging between $3 million and $5 million and loan-to-value (LTV) rates between 50 and 75%. The loan's LTV rate determines what percentage of your gold's total value you will receive in funds.


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Here's 101 ideas for you, broken into four pages. 1. Put comedy routines into your on-hold messages. People hate waiting on hold because usually pre-recorded messages are cold, canned rhetoric — "Your call is important to us. Someone will be with you shortly. Thank you for your patience.


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